As with any other type of insurance, it's important to know what your flood insurance coverage policy does and does not cover. For example, damage caused by a sewer backup is only covered by flood insurance if it's a direct result of flooding. The damage is not covered if the backup is caused by some other problem. Be sure to go over your flood insurance coverage with one of our licensed agents here at SFI Group, Inc. to throroughly understand your policy.
For more information on flood insurance coverage: